iidayimani ezikhuliswe ilebhu ye-hpht, ezidla ngokubizwa ngokuba yilabhu edaliwe, eyenziwe ngumntu, okanye iidayimani zokwenziwa, zenziwe kwindawo yaselabhoratri exelisa inkqubo yendalo yokukhula kwedayimani-kuphela, ethatha ixesha elincinci kakhulu (yithi, iminyaka eyi-3 yeebhiliyoni ngaphantsi , nika okanye thatha) kunye neendleko ezincinci.
Ilabhu ye-hpht ekhuliswe iidayimani ziyi-100% yedayimani yokwenyani, kwaye ibonwa ngamehlo, ngokwekhemikhali nangokwasemzimbeni iyafana nendalo, idayimani ezembiweyo.Imfuno yeedayimani ezikhuliswe kwilabhu ye-hpht inyukile kwiminyaka yakutshanje, njengoko iindlela zobunjineli kunye netekhnoloji ziye zagqibelela ukuvelisa iidayimani ezithi, ngazo zonke iiakhawunti, ezintle, ezinoqoqosho, iidayimani zokwenyani.